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Makarimal Akhlakh Gpe 29 Group
In this Group: Oumou Hamath Mamadou, Mame Mariane, Dié Mbacké, Hawa , Bousso, Wedji, Penda, Oulimata, Ndeye, Khadidiatou
Makarimal Akhlakh GPE 29 is a sub-group of Makarimal Akhlakh (an economic interest group) composed of ten women. They all work in the commerce sector and sell cloth, cosmetic products, and a variety of other goods.

The women are represented by Ms. Oumou Hamath Mamadou (with her hand raised in the photo). She is married, and she has been selling cloth and cosmetics for over seven years. The revenues her business brings in enable her to help manage her family's food situation. She starts her day at 9:00 AM and finishes at 6:00 PM.

She is a member of a U-IMCEC branch and is requesting a loan for purchasing the goods that she sells with the goal of expanding her business. Her goal is to diversify the range of cosmetic products she sells and also to increase her profits. Thus, she will be able to help cover day-to-day family expenses.

She would also like to boost her savings. In the future, she plans to open a store to develop her business further and to sever her customers.
View original language description ↓
Makarimal Akhlakh GPE 29 est un sous-groupe de Makarimal Akhlakh (groupement d’intérêt économique) composé de 10 femmes. Elles évoluent toutes dans le secteur du commerce et exercent la vente de tissus, de produits cosmétiques et d’autres produits divers. Elles sont représentées par madame Oumou Hamath Mamadou (personne qui a levé la main sur la photo). Elle est mariée et pratique la vente de tissus et de produits cosmétiques depuis plus de 7 ans. Les revenus que lui procure son activité lui permettent de participer dans la gestion de la nourriture au sein de sa famille. Elle commence sa journée à 9 heures le matin pour la terminer à 18 heures. Elle est membre d’un des guichets de l’UIMCEC. Elle sollicite un crédit prévu pour l’achat de produits qu’elle commercialise et qui sont destinés à la vente dans le but d’élargir son activité de commerce. Son objectif est de diversifier la gamme de produits cosmétiques qu’elle commercialise et aussi accroitre ses bénéfices, ainsi elle pourra renforcer sa contribution dans la gestion de la dépense quotidienne de la famille. Elle souhaite aussi augmenter le niveau de son épargne. Dans le futur, elle projette d’ouvrir une boutique pour mieux développer son activité commerciale et servir sa clientèle

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,218,925
    Funds lent in using Kiva
  • 502.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Makarimal Akhlakh Gpe 29 Group's $5,975 loan helped a member to purchase cosmetic poducts to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 16, 2013
Mar 1, 2013
Currency Exchange Loss:
Mar 17, 2014