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Ikrom lives in the Spitamen region. He is 43 years old, married, and lives with his wife and parents. He has 3 children. His son works on a private construction crew. Ikrom's mother is retired, and his other two children study in high school. Ikrom works as the chief of security in a company called Textile. He intends to balance this job with his new business. He wants to open a store where he will sell construction materials. He has rented premises that he is fixing up. He plans to start out by spending a modest amount on inventory. In order to start his own business, he needs financial support. Ikrom is seeking a loan to purchase construction materials.
View original language description ↓
Икром житель Спитаменского района. Ему 43 года. Он женат. Икром живет вместе с женой и родителями. У него трое детей. Его сын работает в частной строительной бригаде. Мать Икрома пенсионерка, а двое других его детей учатся в средней школе.
Икром работает в ООО Текстайл начальником охраны. Он намерен совмещать работу с бизнесом. Икром намерен открыть магазин стройматериалов. Он взял в аренду помещение, где проводит ремонт. Икром по началу планирует приобрести товары на небольшую сумму. Для того, чтобы начать свою деятельность ему необходима финансовая поддержка.
Икром берет кредит для приобретения стройматериалов.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $32,085,025
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Ikrom to buy construction materials so he can open a store and start his own business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Feb 28, 2013
Currency Exchange Loss:
Oct 17, 2013