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This is 43-year-old Sia. She is married and has two children, age 11 and 14 years.

In 2006, Sia established her provision and alcoholic and soft drinks business. She began her business because she wanted to assist her husband with domestic affairs. Working seven days a week and 15 hours a day, she earns about SLL 1,800,000 every month from this business.

She would like a loan in the amount of SLL 5,000,000. Sia requires a loan in order to buy beer, stout and soft drinks. She hopes that this loan will enable her to increase her monthly profits by approximately SLL 550,000.

In the future, Sia plans to expand the shop to accommodate more customers. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,328.2
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Sia to buy beer, stout and soft drinks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Feb 28, 2013
Currency Exchange Loss:
Jan 17, 2014