Check out other loans that are currently fundraising!
Hamest is from Noramarg village in the Ararat region of Armenia. She is married and lives with her husband (in the photo) and father-in-law.

Together with her husband, Hamest runs a farm, which currently includes a cow, a pig and 20 chickens. She cultivates tomato as well as owns a plot of land where she grows peaches, apricots, cherries, plums and apples.

Hamest works hard to gather a good harvest. Her husband helps her to sell the gathered harvest in the local market to provide income. This agricultural income is hardly enough for covering her family's daily costs.

Hamest has applied for this loan to buy two bulls and forage for feeding the livestock. This will help her to expand her agricultural business and gain additional income.

The loan is very important for Hamest and her husband to gain additional income and ensure a better life for their family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hamest to buy two bulls and forage to feed the livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 6, 2013
Feb 27, 2013
Currency Exchange Loss:
Oct 17, 2014