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Dutezimbere Ubuhinzi Iii .a Group
In this Group: Josée, Etienne, Rose, Etienne, Marie, Claudette, Rose, Godelive, Seraphine
Etienne is a member of DUTEZIMBERE UBUHINZI III .A Group. He has four children: the eldest is 23 years old, and the youngest is 6. Three of his children attend school.

Etienne has a 6th grade education. He's seeking this loan in order to buy chemical fertilizers and pay for labor. He does not expect any difficulty in repaying the loan.

His strategy to grow his business is to seek loans to fund it. He ambitions to become a professional corn farmer and to educate his children.
View original language description ↓
ETIENNE est membre du groupe DUTEZIMBERE UBUHINZI III .A , IL est âgé de 45 ans et a 4 enfants dont le plus âgé a 23 ans et le moins âgé a 6 ans. 3 enfants vont à l`é a étudié jus`qu au 6 eme primaire. il sollicite cet empruny pour acheter les angrais chimiques et payer le main d`oeuvre.

il n`attend aucun difficulté pour le remboursement de cet emprunt. la stratégie por la croissance de son affaire est de demander d`autre emprunt pour financer son business. ses ambition est d`être l`agriculteur proffessionnel des maïs et pour sa famille c`est éduquer ses enfants.

Additional Information

More information about this loan

This loan is part of Amasezerano Community Banking's Ezukame ("agriculture") program, designed to provide capital to poor farmers in rural Rwanda. ACB invests a higher percentage of its portfolio in agriculture than any other Kiva Field Partner, and is strongly committed to serving the needs of rural borrowers. This type of loan has terms ranging from one to 36 months, with the option to repay in full at the end of the term or in monthly installments.

This flexibility is critical in Rwanda where 85% of the population is employed in agriculture, but many formal financial institutions consider the sector to be too risky to invest. By funding this loan, you are expanding opportunity to farmers with limited options.

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 39
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 633.8
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dutezimbere Ubuhinzi Iii .a Group's $1,425 loan helped a member to buy chemical fertilizers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Feb 7, 2013
Feb 26, 2013
Currency Exchange Loss:
Nov 8, 2013