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Dutezimbere Ubuhinzi No. 5 Group
In this Group: Amon, Perpetue, Paulin, Josephine, Ananias, Vincent, Julienne, Seleman, Jean Baptiste, Gaudence
Vincent, age 47, is a member of DUTEZIMBERE UBUHINZI Group. He has eight children: the eldest is 20 years old, the youngest is one.

He has a 6th grade education. He's seeking this loan to buy chemical fertilizers, and does not foresee any difficulty in repaying the loan.

His strategy to expand his business is to use seeds. He ambitions to become a professional farmer, and to educate his children.
View original language description ↓
VINCENT est memdu groupe DUTEZIMBERE UBUHINZI, il est agé de 47 ans , il a 8 enfants le plus âgé a 20 ans et lemoins âgé a 1an. son niveau d`étude est de 6 eme primaire. il sollicite ce crédit pour achéter les angrains chimique et il n`attend aucun difficulté pour rembourser ce crédit.

la stratégie pour accroitre son projet est d`utiliser les semences. ses ambitions pour les affaires est d`être l`agriculteur proffessionnel et pour sa famille c`est éduquer ses enfants.

Additional Information

More information about this loan

This loan is part of Amasezerano Community Banking's Ezukame ("agriculture") program, designed to provide capital to poor farmers in rural Rwanda. ACB invests a higher percentage of its portfolio in agriculture than any other Kiva Field Partner, and is strongly committed to serving the needs of rural borrowers. This type of loan has terms ranging from one to 36 months, with the option to repay in full at the end of the term or in monthly installments.

This flexibility is critical in Rwanda where 85% of the population is employed in agriculture, but many formal financial institutions consider the sector to be too risky to invest. By funding this loan, you are expanding opportunity to farmers with limited options.

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 37
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 633.8
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dutezimbere Ubuhinzi No. 5 Group's $1,600 loan helped a member to buy chemical fertilizers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Feb 7, 2013
Feb 26, 2013
Currency Exchange Loss:
Nov 4, 2014