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01.05.03 Đông Sơn Group
In this Group: Phương, Phượng, Tuyến , Lý, Hoa, Thủy
Mrs. Phương has a retail business selling dry food. She is requesting a loan to purchase general household commodities to resell.

Phương is 40 years old, and she is married with two children.

Phương is the group leader of the 01.05.03 Đông Sơn solidarity group, which consists of six members.

She lives and works in Thanh Hoa city, a urban area in Thanh Hoa province, with two dependents

In 2011, Phương joined Thanh Hoa Fund for Poor Women to improve her business. Phương has successfully repaid three loans from Thanh Hoa Fund for Poor Women.

Phương has been involved in this business for more than 10 years.

The main hardship that Phương faces in her business is the lack of capital.

With her business profit, Phương hopes for her family to be healthy and happy, for her children to do well in school, and for her business to do well.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 74
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,838.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 01.05.03 Đông Sơn Group's $1,850 loan helped a member to purchase general household commodities to resell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 5, 2013
Feb 27, 2013
Currency Exchange Loss:
Mar 17, 2014