Patrick is a 30-year-old, married man. He has two children, two and four years old. He describes himself to be an honest man.
He operates a retail store where he provides secretarial services, such as typing and printing. He has been involved in this business for five years. His business is located in a potential business area and his primary customers are local residents. He describes his biggest business challenge to be insufficient funds for improving the business.
Patrick will use the KES 20,000 loan to buy a photocopier. His business goal is to run a big company within five years. This is his first loan with SMEP Deposit Taking Microfinance Limited (SMEP DTM). Patrick also works as a priest at his church.