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The lady has been selling various products for 4 years in her home, located in the neighborhood Pedro Joaquin of Chinandega. She has two dependent children and one is school-aged. The lady likes to feel motivated with her business, she had her business of a mini grocery store while she also works on weekends selling soup. She offers either chicken, beef with crabs, or tripe soup as taste varies by customer. She also sells baked beans which is a food that is not allowed to be sold across all of Nicaragua since this is the rich and traditional Gallo Pinto (traditional dish of rice and beans).

The lady started her business with capital of firewood and tortillas. She has always worked in business as she likes to get ahead and raise her son, for whom she strives to provide food and education. She has little experience working with this institution for her first loan, but in the interview she said she felt like she had been in the family of the institution since it helped her when she needed it.
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La señora se dedica a la actividad de venta de productos varios en su casa de habitacion ubicada en el reparto pedro joaquin de chinandega, desde hace 4 años. la señora acompañada tiene dos hijos a su cargo y uno en edad escolar, la señora le gusta sentirse motivada con su negocio, ella a la vez de tener su negocio de mini pulperia tambien se esfuerza los fines de semana y realiza venta de sopa, ya sea de gallina, de res con punche o de mondongo varia segun la gustacion de sus clientes, tambien vende frijoles cocidos que es una alimento que no se deja de vender en toda Nicaragua ya que con este se hace el riquisimo y tradicional Gallo Pinto.

La señora empezo su negocio con capital propio con una ventesita de leñas y tortillas siempre ha trabajado de comerciante le gusta salir adelante y sacar adelante a su hijo por el cual se esfuerza para brindarle comida y estudios. tiene poco de trabajar con la institucion en su primer credito , pero en la entrevista manifesto que se sintio en familia en la institución ya que la atendimos cuando nos nesecito.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Lucila to buy merchandise such as laundry detergent, detergent, bleach, rice, sugar, oil, costume jewelry, and vegetables.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Feb 26, 2013
Currency Exchange Loss:
Aug 17, 2013