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Maria Valentina
Dona María is 48 years old and a single mother with four children. She lives in a suburban section of San Pedro Sula.

For the past five years, María has been selling merchandise such as various types of new clothing, T-shirts, curtains, bedding, and other items that are requested. She sells the merchandise from her home. Her business has remained stable as a result of investing several loans. María is currently requesting her seventh loan, which is in the amount of 8,000 HNL. The money will be used to restock with more clothing so that she can generate more profits. Her short-term goal is to use her earnings to repair the roof of her house.

View original language description ↓
Doña María, tiene 48 años de edad, es madre soltera, tiene 4 hijos, vive en el sector suburbano de San Pedro Sula. Hace 5 años se dedica a la venta de mercadería como ropa nueva variada, vende camisetas, cortinas, ropa de cama y otras que le piden. La mercadería la vende en su casa. Su negocio lo ha mantenido estable mediante la inversión de varios préstamos, actualmente esta solicitando un séptimo préstamo el cual es por 8,000 lempiras y lo utilizara para surtir de más ropa nueva para obtener mayores ganancias. Su meta a corto plazo es utilizar las ganancias es arreglar el techo de su casa.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 55
    View loans »
    Honduras Loans Fundraising
  • $9,864,875
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Maria Valentina to buy new clothing to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 9, 2013
Feb 27, 2013
Currency Exchange Loss:
Jan 17, 2014