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Cela Del Carmen
Doña Cela is a single client. She has one daughter, age fifteen, who is in elementary school. Celia has had a small store for one year and is currently requesting her second loan from Afodenic for the purchase of two packs of used clothing. She will sell it by the pair in her store where she offers a variety of shirts, skirts, and pants for youth and adults. This will increase her income a bit more and allow her to expand her business bit by bit. Her living conditions will improve thanks to this loan.
View original language description ↓
Doña Cela es una clienta soltera, ella tiene una hija de quince años estudiante de primaria, Cela tiene un negocio de pulpería desde hace un año actualmente solicita su 2do crédito con Afodenic para la compra de 2 pacas de ropa usadas y vender a la par de su negocio de pulpería en donde ofertaría variedades de camisas, faldas, pantalones para jóvenes y adultos de esa manera aumentar un poco mas sus ganancias e ir creciendo poco a poco para mejorar sus condiciones de vida, gracias al apoyo de financiamiento.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Cela Del Carmen to buy two packages of clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Mar 5, 2013
Currency Exchange Loss:
Feb 17, 2014