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Manuela De Jesus
Manuela has worked hard to do everything she can as a mother so that her children will become independent. Her husband works as a vendor and a policeman. He has always supported her through the years, and with this support she has continued to make improvements to their home.

She is seeking her tenth loan so that she can build a wall behind her house for security and privacy, which is of utmost importance. She will use the loan funds to buy cement, sand, concrete blocks, stones and steel.
View original language description ↓
Doña Manuela su esposo es comerciante, ella no tiene hijos que mantener a todos les ha brindado lo que cabe dentro de sus posibilidades como madre con arduo trabajo para que ellos sean independientes, siempre con el apoyo de su esposo y su labor de policía desde hace muchos años, continua haciéndole mejoras a su hogar esta vez solicita un decimo crédito para la infraestructura del muro trasero de su casa para su seguridad y privacidad lo cual le es sumamente necesario, comprara cemento, arena, bloques, hierro y piedrines.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Manuela De Jesus to buy cement, sand, concrete blocks, stones and steel.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Mar 5, 2013
Currency Exchange Loss:
Oct 17, 2013