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Update on Diosa

Diosa used her previous loan to repair the roof of her beauty salon and to buy supplies to make her work more efficient. The loan improved the business's appearance and customer service. She is applying for a new loan to buy hair products, nail polish, hairspray, and dyes to use in the salon and makeup, creams, and perfumes to sell.

Diosa sends this message to Kiva lenders: "Thank you for trusting someone as young as I am. Your loan has helped me grow my business and be more competitive."
View original language description ↓
Diosa con su anterior credikiva adecuó su sala de belleza en su techo, y compró insumos con el que hizo más efectivo su trabajo. Su crédito mejoró la presentación de su negocio y la calidad en su servicio al cliente aumentó. En la actualidad está aplicando a un nuevo credikiva, con el cual comprará productos capilares, pintauñas, lacas, tintes etc, que son productos de consumo y maquillaje cremas perfumería para venderlos. Diosa envía un mensaje a los financiadores de Kiva: “ Gracias por confiar en una persona tan joven como yo, gracias a su crédito mi negocio ha crecido y tiene una mejor proyección frente a la competencia. “

Previous Loan Details

Diosa, 18 years old, is a natural entrepreneur. She began her business with the help of her mother, who began it in the living room of her home and subsequently taught her daughter so that she would administer and generate her own income. Today Diosa has a beauty salon where she offers services t... More from Diosa's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 392
    View loans »
    Colombia Loans Fundraising
  • $18,296,125
    Funds lent in using Kiva
  • 1,804.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Diosa to buy an air conditioner and renovate her salon to make it more comfortable for her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Feb 25, 2013
Currency Exchange Loss:
Jun 17, 2014
This photo was used before for a previous loan for Diosa. It was first posted on Kiva on Dec, 2011. Learn More