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Mukim is a good and hardworking man. Because of family circumstances and tough times he was not able to get higher education. After school he started working and helped his parents, as he was the eldest son in the family. Mukim worked for food, but he did not forget about his moral values. He always read books and was very interested in medicine.

The years went by and currently Mukim has a family. He has a loving wife and three children. His wife does not work, she raises the children. Mukim, as a responsible family man, a caring father and a good husband, works hard so that his family is not in need and his children grow up literate. He works two shifts at the hospital as a medical assistant. He works and struggles so that his children don't have as hard a childhood as himself. He wants them to study and get an education.

Mukim tries to create good living conditions and always supports his family morally and materially. To realize his future plan, which is to renovate their apartment, he is in need of additional resources. He would like to refresh their living rooms and renew their bathroom by spring. To do this, he decided to take a loan and equip his house. He turned to "MDO Arvand" and hopes for help and support from the organization.
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Муким добрый и трудолюбивый человек. Из-за обстоятельств в семье и трудных времён он не смог получить высшее образование. После школы пошёл работать и помогал родителем, так как он был старшим сыном в семье. Муким трудился за кусок хлеба, но и не забывал об моральных ценностях. Постоянно читал книжки, очень интересовался медициной. Прошли годы и сейчас у Мукима своя семья. У него любящая жена и трое детей. Жена не работает, воспитывает детей. Муким как ответственный семьянин, заботливый папа и добрый муж старается, чтобы его семья не нуждались и дети выросли грамотными. Он работает в больнице фельдшером в двух сменах. Трудиться, и старается, чтобы его детям не было тяжело как ему самому в детстве. Хочет, чтобы они обучались и получили образование. Муким старается создать хорошие условия жилья и всегда поддерживает свою семью морально и материально. Для воплощения своего очередного плана – отремонтировать квартиру, ему понадобились дополнительные средства. Он хочет освежить жилые комнаты и обновить ванную комнату к весне. Для этого он решил воспользоваться кредитом и обустроить своё жильё. Он обратился в МДО «Арванд» и надеется на помощь и поддержку со стороны организации.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 243
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Mukim to purchase building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Feb 25, 2013
Currency Exchange Loss:
Mar 17, 2014