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Jege is 30-year-old man from Ndeija, a village in Mbarara district. He grew up with his father alone as his mother died while delivering him. His father was a poor peasant who could not afford tuition fees for his school, but instead trained him how to make bricks when he was just 7 years old. He got serious in the business at the age of 15 years after the death of his father and started supplying bricks to the nearby centers.

Out of his savings he managed to marry a hardworking woman, and they have three children together who are all attending school. With the children, the family has expanded and the small house he built in his teen years cannot adequately and conveniently house them. He has already made bricks as seen in the photograph and laid the foundation; however, he wants the loan to buy construction materials such as cement and shutters and to hire laborers for the job. He will use a small portion of the loan to cover the tuition costs for his children.

He is a hardworking and resilient man who envisions a bright future for his children.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,675.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Jege to buy building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Feb 26, 2013
Currency Exchange Loss:
Dec 17, 2014