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Fight For Shameness Group
In this Group: Ramda , Alima , Memunatu , Aminata
Salone Microfinance Trust (SMT), a partner of in Makeni, Northern Sierra Leone, is very pleased to present to you members of the “Fight For Shameness” group. These are small-scale entrepreneurs who have come to SMT/Kiva lenders to seek a loan of 800,000 Sierra Leonean Leones (SLL) for each group member in order to invest in their respective businesses.

Ramda is the featured leader of this group. Ramda is a 45-year-old widow with three children – one in primary school and two in secondary school.

Ramda sells rice, gari (food made out of cassava roots), soap, etc. With the help of this loan, Ramda is going to invest in her business. She will buy rice and gari in large quantity to add to her current stock. She will also use part of the loan to buy soap-making materials in order to produce a larger quantity of soap for sale.

(Also attached on the right of the photo is a borrower who was not present for a group snap shot).

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 45
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,575
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Fight For Shameness Group's $750 loan helped a member to buy rice and gari in large quantity to add to her current stock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 5, 2013
Mar 5, 2013
Currency Exchange Loss:
Feb 17, 2014