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Amiran is a 56-year-old, married man. He lives in Zestafoni district with his family. He has a wife, age 52, two sons, a daughter-in-law, who is working as a pharmacist, and two infant grandchildren. His family owns a plot of land, where they have a vineyard. They also have one milk cow, two calves, and two pigs. They sell their agricultural products at the local markets in Zestafoni and Kutaisi districts, which brings them a small monthly income. Amiran also has a truck (lorry), and he works as a driver. He is a very hard-working man, who has been doing this business for 15 years, to provide for his big family.

Before deciding to take a loan, Amiran had planned to sell cattle, to obtain cash for purchasing more vine saplings and buying new tires for his truck. With this loan, Amiran will instead keep the cattle and develop his business. He will buy vine saplings and new tires with the loan money, and will be able to continue working as a truck driver and to increase the harvest from the vineyard. Amiran will reinvest the profits in his agricultural business. This will increase the family's income and give them a chance to have better living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Amiran to purchase more vine saplings, and new tires for his truck.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Mar 11, 2013
Currency Exchange Loss:
Dec 20, 2013