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Noe, 63 years old, lives together with his wife and child. He has a lot of experience in the cultivation of basic grains such as corn and rice, which is his main source of income. Noe is a dynamic, hard-working, responsible and entrepreneurial person that is always in search of a way to help his family get by, and for this reason everyone, from his neighbors to his customers, always give him good references.

Since the harvest season is getting closer, Noe would like to prepare himself so that his harvest will be of the finest quality. This is the reason why he made the decision to approach INTEGRAL to apply for a loan that would help him buy agricultural supplies such as fertilizer, pesticides, seeds, and to prepare the earth.

He hopes to achieve his dream, which would be to produce an excellent harvest as he has done in previous years.
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Noe de 63 años, vive junto a su esposa e hijo. Cuenta ya con una gran experiencia en el cultivo de granos básicos como el maíz y arroz siendo esta su principal fuente de ingresos. Noe es una persona dinámica, trabajadora, responsable y emprendedora que siempre busca la manera de sacar adelante a su familia, es por eso que tanto de vecinos como de su clientela solo se reciben buenas referencias. Ya que la época de cultivo se acerca Noe quiere prepararse para que su cosecha sea de primera calidad, es por eso que tomo la decisión de acercarse a una agencia de INTEGRAL para solicitar un crédito que le ayudara para la compra de insumos agrícolas como abono, pesticidas, semillas, y preparar la tierra. Espera cumplir su sueño que le permitirán como en los años anteriores producir una excelente cosecha.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 441
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Noe to buy agricultural supplies such as fertilizer, pesticides, seeds, and to prepare the earth.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 7, 2013
Feb 24, 2013
Currency Exchange Loss:
Mar 17, 2014