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Lidia Patricia
Lidia, 36, lives in Guayaquil. She started her business selling mobile phone calling plans and then decided to go into the business of selling mobile phone recharges because they sell better; she also sells water, colas and juices. She stresses that she likes working in sales. The difficulty she has is crime because her neighborhood is very dangerous. She’s unmarried and has no children. She’s her only source of support and strives daily by herself in order to continue forward. With God’s help she hopes to marry and have children.

She wants to use the loan to buy phone recharges and beverages to sell so she can have a commercial enterprise where she can hire others, have a house of her own so her future family will not suffer economically.
View original language description ↓
La Sra. Lidia vive en Guayaquil, tiene 36 años de edad. Ella empezó su negocio vendiendo planes de celular y luego decidió por el negocio de venta de recargas del saldos a telefonos celulares; ya que eso se vendía mas actualmente vende agua, colas, jugos. Recalca que le gusta el negocio de ventas.

La dificultad que tiene es la delincuencia ya que por su barrio es muy peligroso, no está casada y no tiene hijos se mantiene sola y sola lucha día a día por seguir adelante.

Con la ayuda de Dios quiere casarse tener hijos, con el préstamo quiere comprar saldo para recargas y bebidas para vender, y asi poder tener un local comercial en el cual pueda colaborar con empleo a otras personas, tener su casa propia y que su futura familia no sufra económicamente.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with HIV/AIDS. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing HIV/AIDS positive borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,703,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $525 helped Lidia Patricia to buy more phone recharges and to buy more beverages.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 27, 2013
Currency Exchange Loss:
Nov 21, 2013