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This borrower lives in Guayaquil. He started his business 25 years ago at the central market. He chose this line of work because his parents were merchants.

The borrower works alone since his wife devotes herself to taking care of their home and their children. He sells electronic goods. The borrower suffers from a disease that impacts his leg. He has had this condition for 40 years and it makes his work difficult. His disease was brought about as a result of a street fight. The borrower has a stand made of platinum since he lacks an extremity. He is married and has two children who attend a state school.

With this loan, the borrower will buy seasonal merchandise. In the future, he wants to expand his business to a level in which his wife can manage her own stand. He wants to provide for the welfare of his family, but most of all for his children.

View original language description ↓
El cliente vive en Guayaquil. El empezó su negocio desde hace 25 años en el mercado central, escogió esta actividad porque los padres fueron comerciantes.

Este trabajo lo realiza solo ya que la esposa se dedica al hogar y a sus hijos, vende artículos eléctricos, el cliente tiene una enfermedad en la pierna, desde hace 40 años y eso le dificulta su trabajo.

Esta enfermedad fue producida por una pelea callejera, tiene puesto un platino, es una persona que no tiene una estremidad. Está casado, tiene dos hijos que estudian en una escuela fiscal.

Con este préstamo quiere comprar mercaderia de temporada. En el futuro requiere poder incrementar su negocio hasta el nivel que la esposa también tenga su puesto. Y así darles un bienestar propio a su familia, sobre todo a sus hijos.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped this borrower to buy more seasonal merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 4, 2013
Feb 25, 2013
Currency Exchange Loss:
Mar 27, 2014