Check out some available loans that are similar to this one!
Xiomara Del Carmen
Xiomara can always count on her husband’s support: he is a gardener and he helps her paying for their family’s expenses, and they have succeeded in providing for their 5 children granting them and education and providing them with basic needs. These achievements have been reached thanks to their clothes selling activity, and for this reason she does not neglect this earning activity that is so important for them. This is why she has requested her eleventh credit to invest it in the purchase of different types of shirts, trousers, infants’ clothes and home utensils. She hopes to keep her customers and to succeed in working thanks to this loan.
View original language description ↓
Doña Xiomara siempre se apoya con su compañero de vida quien trabaja como jardinero le ayuda en los gastos del hogar y ha logrado mantener a sus 5 hijos brindándoles estudios y otros gastos básicos todo lo que cabe dentro de sus posibilidades lo que ha hecho posible su venta de ropa por lo que ella no descuida este medio de ingresos tan importante, es por esta razón que solicita un onceavo crédito para invertir comprando variedades de camisas pantalones, ropas de bebes y utensilios para el hogar de esa manera mantener la clientela y poder trabajar gracias al apoyo de financiamiento.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Xiomara Del Carmen to buy shirts, trousers, infants’ clothes and home utensils.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Mar 1, 2013
Currency Exchange Loss:
Apr 16, 2014