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Toni is an Egyptian Albanian and sells second-hand clothes in the city’s market. He recently requested a loan for the first time from VisionFund Albania to purchase inventory of such items to resell.

He is a married man in his late twenties and the father of two young children who are six and three years old. Their family lives in central Albania, within their own community. For ten years, he’s been buying and reselling second-hand items, and with the income he has been generating from this activity he has been able to help his family financially.

“Knowing that my family has the basics, it makes me happy. I want to be able to provide more, though, and this is what I aim at,” Toni said. “Some families in my own community don’t even have the basics, and their children dig in the largest trash bins of the city every morning in an attempt to secure some food for the whole family. It is sad and my heart breaks…,” Toni added, looking away.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 11
    View loans »
    Albania Loans Fundraising
  • $3,248,775
    Funds lent in using Kiva
  • 106.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Toni to buy second-hand clothes to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Feb 25, 2013
Currency Exchange Loss:
Sep 17, 2014