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Vitore is requesting a loan of 100,000 Albanian Lek (ALL) for the first time to add one more dairy cow to her existing herd. Being told from the Loan Officer (LO) that her profile will be published on Kiva for lender support made her even more excited.

She is 41 years old, married and has four school-aged children whose ages range from 17 to 12. All of them live in northern Albania. For the past 18 years, she has had an agriculture/livestock business and has been running it with the help of her husband. “In our region, these are activities that we engage in as couples, because it is very difficult to be handled by one person only,” Vitore said.

Vitore has been selling milk cow to locals and dairy farms and planting fodder for her animals.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 8
    View loans »
    Albania Loans Fundraising
  • $3,224,025
    Funds lent in using Kiva
  • 106.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Vitore to buy a dairy cow.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 19, 2013
Mar 1, 2013
Currency Exchange Loss:
Jun 17, 2014