Violet is a 39-year-old married woman. She has 3 children with ages ranging from 2 years to 4 years. She describes herself to be a social and risk taking woman. She operates a food stall where she sells vegetables and fruits. She has been involved in this business for 2 years. Her business is located in a busy area and her primary customers are local residents. She describes her biggest business challenge to be the high prices of vegetables and fruits. She will use the Kes 10,000 loan to buy vegetables and fruits to sell. Her business goal is to expand her business within 5 years. This is her first loan with SMEP DTM.