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Adalberto is 40-years-old and lives in his own home with his wife and his children. He has worked in agriculture for many years and harvests basic grains such as corn and beans. He repeats this activity every year since this is his main source of income. This is the way that he makes a living and brings the daily necessities to his household.

His dream is to improve his quality of life and that of his family. He has always wanted to give them something different. This motivates him to work with more enthusiasm since only with work will he be able to give his family what he dreams of most. It is for these reasons that he has taken the decision to approach the institution, Integral, to request a loan that will allow him to invest in agricultural inputs such as: seeds, manure, insecticides, and other things. He hopes to achieve his objective to give his family what they deserve and to obtain a better quality of life.
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Adalberto de 40 años de edad habita en casa de su propiedad junto con su esposa y sus hijos. Él se dedica a la agricultura desde hace muchos años cultiva granos básicos como maíz, y frijol. Dicha actividad la repite año con año ya que es su principal fuente de ingresos. De esta forma es como se gana la vida y lleva el pan de cada día a su hogar. Su sueño es mejorar su calidad de vida y la de su familia siempre ha deseado darles algo diferente. Esto lo motiva a trabajar con más entusiasmo ya que solo con el trabajo logrará dar a su familia lo que tanto desea. Es por estas razones que ha tomado la decisión de acercarse a esta institución, INTEGRAL, para solicitar este crédito que le permita invertir en los insumos agrícolas como: semillas, abonos, insecticidas, u otros. Espera lograr su objetivo de dar a su familia lo que se merece y poder accesar a una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 557
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Adalberto to purchase agricultural supplies such as: seeds, manure, insecticides, and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 4, 2013
Feb 23, 2013
Currency Exchange Loss:
Mar 17, 2014