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This client lives in Guayaquil and is 60 years old. He has engaged in the retail trade for one year. This borrower enjoys his work because he does it with love. He has a business of selling donuts. After he produces the donuts, he sells them from a tricycle. He works every day by making sales in the neighborhoods of his city.

The borrower suffers from a disease called poliomyelitis (which is also called infantile paralysis) and it primarily affects the nervous system. The disease is caused by the polio virus, which infects and destroys the motor neurons. The destruction of the neurons causes muscle weakness and acute flaccid paralysis. He is afraid that his condition will worsen since he now has a mild infection.

The borrower is a married man and his wife devotes herself to the household chores. She also sells Omnilife natural products. They have children, but they are already grown. With this loan, the borrower will buy flour for making donuts, which will result in more income.
View original language description ↓
El cliente vive en Guayaquil, tiene 60 años de edad. El cliente se ha dedicado al comercio desde hace un año, le ha gustado lo que hace por eso lo hace con amor, el tiene un negocio de venta de rosquillas. En está elaboración de rosquillas la realiza y lo hace en un triciclo. Sale todos los días a realizar la venta a barrios de su ciudad.

Teme a su enfermedad llamada POLIOMILITIS (también llamada parálisis infantil, afecta principalmente al sistema nervioso. La enfermedad la produce el virus poliovirus, el poliovirus preferencialmente infecta y destruye las neuronas motoras. Esa destrucción de neuronas causa debilidad muscular y parálisis aguda flácida). Actualmente teme empeorar ya que ahora está es una enfermedad por ahora produce una infección leve.

Es un hombre casado y su esposa se dedica a los quehaceres del hogar y a la venta de productos naturales OMNILIFE.

Tiene hijos pero ya todos son mayores de edad, con este préstamo requiere en comprar harina para hacer mas rosquira y tener mas ingresos.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 61
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped this borrower to buy flour for making donuts.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Feb 25, 2013
Currency Exchange Loss:
Mar 27, 2014