Guillermo Antonio lives with his life partner and their children in his own home. He farms for a living, specifically corn and sorghum. He has been working for many years, which has given him experience in this profession and made him one of the best who makes the best profits. His farmland is in an accessible area with a lot of agriculture and it is also very close to his home. He has a lot of customers and he sells all around his area. He only sells quality produce at good prices and with excellent service. Guillermo is a man who is dedicated to his work and is willing to give his all to accomplish his goals. The most important thing in his life is his family and over the past few weeks he has realized that he needs to build a bathroom as this has been an inconvenience at home and he needs to keep things sanitary. He wants to make the modifications as soon as possible for everyone's comfort. He is a committed man and he has no doubt he will be able to make the changes successfully. He needs money, but he does not have enough capital, which is why he is asking INTEGRAL for a loan to buy cement, bricks, a toilet, tools, etc. Guillermo Antonio has good credit references and he will repay his debt. He is thankful for the help and he hopes to be able to give his family a better quality of life.
Guillermo Antonio vive junto a su compañera de vida y sus hijos en casa propia, él se dedica a la agricultura específicamente al cultivo de maíz y maicillo, tiene varios años laborando lo que le ha dado experiencia en el rubro convirtiéndose asi en uno de los mejores, obtiene las mejores ganancias, el terreno de cultivo esta ubicado en un lugar accesible y con mucha incidencia agrícola además muy cercano a su vivienda, tiene mucha clientela y comercia en todos los alrededores de la localidad solo producto de calidad, a buenos precios y con excelente servicio ; Guillermo es un hombre entregado a su labor, dispuesto a dar todo de su parte para cumplir sus objetivos lo mas impórtate en su vida es su familia y en las ultimas semanas se ha visto de la necesidad de construir un servicio sanitario pues eso ha incomodado en el hogar y se necesita mantener la salubridad, quiere realizar las modificaciones lo mas pronto posible para la comodidad de todos, es un hombre comprometido y no duda que podrá realizar los cambios obteniendo el éxito deseado, necesita invertir pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar cemento, ladrillos, inodoro, herramientas etc. Guillermo Antonio tiene buenas referencias de pago y se hace responsable de cancelar la deuda, esta agradecido con la ayuda y a la vez tiene la esperanza que podrá darle a su familia una mejor calidad de vida.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.