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Virginia Stefany
Virginia, 22, lives in Guayaquil. She decided to start a fast-food business because her husband abandoned her leaving her alone with a small son. This is why she strives daily at present to get ahead with her little boy. She’s single and her only help comes from God. She earns very little with this business to cover her son’s food costs and her household expenses which is why she needs the loan to buy foodstuffs to increase the number of dishes she sells. She wants to use the loan to buy meats, canned goods, vegetables and plastic containers. In future, she’d like to increase her business and continue striving because she wants to provide her son with a good education.
View original language description ↓
La Sra. Virginia vive en Guayaquil, tiene 22 años de edad. Ella decidió ponerse un negocio de venta de comida rápidas debido a que su esposo la abandono dejándola sola con un niño pequeño. Fue por la cual en la actualidad se esfuerza cada día por seguir adelante con su hijo pequeño.

Ella esta soltera y solo cuenta con la ayuda de Dios. Con este negocio gana muy poco para la alimentación de su hijo y apara los gastos del hogar por eso requiere del préstamo para poder incrementar más platos para la venta, en lo que víveres.

Con el prestamo quiere comprar carnes, enlatados, vegetales, tarrinas platicas. En el futuro quiere incrementar su negcoio y seguir luchando debido a su hijo que le quiere dar lo mejor en la educación.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Virginia Stefany to buy meats, canned goods, vegetables and plastic containers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 26, 2013
Currency Exchange Loss:
Feb 25, 2014