Funded

Total loan: $1,000
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Angela Maria

Ecuador
Guayaquil (Isla), Ecuador / Cosmetics Sales

A loan of $1,000 helped to buy perfumes, creams, and deodorant.


Angela Maria's story

Ángela, age 35, lives in Guayaquil. She started her business by selling cosmetics to her friends. As time passed, she realized that she would be able to become independent by selling her products. She took advantage of the opportunity in order to sell to other customers, and she started as a cosmetics salesperson. She did this because she liked what she did.

She now works alone from 9:00 in the morning until 6:00 in the evening. The things that her customers buy the most are perfumes, creams, and deodorants, etc. They buy everything for personal use.

The things that could be trouble for her business are the climate and crime. She is not married, but she does have a child who is only one and does not go to school yet. Her child is what pushes her to get ahead in what she does.

She wants to use the loan to buy perfumes, creams, and deodorant. In the future she always wants to be together with her family. She also wants to be able to have a nice place that is well located. This way she will be able to give employment to other people who need it. She will also be able to feed her household and cover its expenses.

Translated from Spanish by Kiva volunteer Ginny Kalish



Loan details

Loan length:

14 months
Disbursed date: January 23, 2013
Facilitated by Field Partner: Banco D-MIRO S.A.

Lenders and lending teams



Loan details

Loan length:

14 months
Disbursed date: January 23, 2013
Facilitated by Field Partner: Banco D-MIRO S.A.