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This borrower lives in Guayaquil. He has a fish business that he started on his own, because he learned this trade from his father when he was a child. He works from 4 in the morning until noon, and he has 2 people who help him with the fish orders.

One of the difficulties this borrower faces is that he is missing one of his hands, which he lost 10 years ago. Because of this, the work is difficult for him. But he doesn't give up; in spite of this difficulty, he has managed to keep moving forward so that he can support his family. He is married and has 3 children who attend a public school. His wife is a housewife who takes care of the household tasks.

With this loan, he wants to buy a machine so that he can fish better. He dreams of being able to improve his house and provide his children with a better education, because he has a lot of faith in them.
View original language description ↓
El cliente vive en Guayaquil, tiene un negocio de pesca el cual lo empezó de manera independiente ya que el oficio lo aprendió desde que era un niño de su papá, este trabajo lo realiza desde las cuatro de la mañana hasta las doce del día y tiene a dos personas quienes les ayudan en los pedidos de pescados.

Una de las dificultades del cliente es no tener una estremidad de su cuerpo que es su mano, la perdió hace 10 años. Debido a esto le dificulta su trabajo; pero no se da por vencido pese a su dificultad logra seguir adelante para poder sustentar a su familia. Ya que está casado, y tiene tres hijos que estudian en una escuela fiscal, y su esposa se dedica a los quehaceres del hogar.

Con el prestamo quiere comprar una maquina para poder pescar mejor. El sueño que tiene el cliente es poder mejorar su vivienda y poder educar mejor a sus hijos ya que el tiene mucha fe en ellos.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped this borrower to buy a machine for his fishing business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 25, 2013
Currency Exchange Loss:
Dec 17, 2013