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Cathérine, age 50, is married and the mother of a family. For about fifteen years, she's been a merchant who retails fresh products (tomatoes, fruits) depending on the season in one of her town's markets.

She has a good knowledge of the producers and of her clientele, which she acquired over time thanks to her experience in this field.

Nevertheless, she's constantly out of stock because she's forced to sell everything before being able to buy new products, due to her small working capital.

She would like to buy a truckload of plantains in order to have a large stock, which will enable her to better meet a constant customer demand and avoid getting out of stock.

She will save her profits, not only to expand her business, but also to provide for her family.
View original language description ↓
Cathérine est une femme de 50 ans mariée mère de famille. Elle est commerçante et fait la vente en détail des vivres frais (tomate, fruits) en fonction des saisons dans un marché de la place depuis 15 ans. elle a une bonne connaissance des fournisseurs, et surtout de sa clientèle qu'elle a acquise au fil du temps grâce à son expérience dans ce domaine. Mais elle se retrouve constamment en rupture de stock parce qu'elle est obligée de faire écouler tous le stock pour pouvoir s'en procurer à nouveau ceci à cause de la petitesse de son capital. Elle souhaitera acheter un camion des régimes de plantains pour avoir un bon stock ce qui permettra de mieux satisfaire la demande constante de sa clientèle et d'éviter les ruptures de stocks. Elle économisera son bénéfice pour non seulement agrandir son activité mais aussi subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,219,125
    Funds lent in using Kiva
  • 496.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Cathérine to increase her stock of tomatoes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Feb 24, 2013
Currency Exchange Loss:
Aug 17, 2013