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Ms. Shazia is a 46-year-old married woman. She has been doing a business of scrap selling for the last ten years.

She buys PET (a type of plastic) bottles from cold drinks and water, old books and copies, steel items like cans, and boxes in bulk. After proper cleaning, she sells them in her community and makes enough to contribute to the family income.

Shazia is a mother of four children; among them, two are school-going while two are married. She has gradually improved her business with the support of Kashf Foundation.

Currently, Shazia requested a loan of Rs. 45,000 to purchase more PET bottles, cans, and boxes to inflate her sales. She is in her sixth loan cycle with a good repayment history.

Shazia expects a boost in her earnings and wishes to spend part of the profits on the expansion of her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 295
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Shazia to purchase more PET bottles, cans, and boxes to inflate her sales.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Mar 1, 2013
Currency Exchange Loss:
Jan 17, 2014