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This is 30-year-old Ishaka. He is married and has one child, a four-month-old baby. He has two additional dependents, his wife's relatives who are living with them while they attend school.

In 2008, Ishaka established his business selling mobile phone accessories and drinks. He began his business because they were living with his parents in the mining areas, and when the war broke out, his parents did not have enough money to send him back to school in addition to caring for his younger siblings. He decided to join his uncle who is a businessman.

Working seven days a week and fourteen hours a day, he earns about SLL 1,404,000 every month from this business. He would like a loan in the amount of SLL 4,000,000. Ishaka requires a loan in order to purchase mobile chargers, headphones, earphones, mobile covers, mobile batteries, pure water and soft drinks.

In the future, Ishaka plans to open another outlet. The loan will help because he will be able to buy in large quantities, procuring goods to meet his customers’ demands. Changes in price of products to meet the customers’ demands is his main challenge. He is hardworking and committed to his business. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,314.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Ishaka to pay for more phones and drinks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 24, 2013
Currency Exchange Loss:
Dec 17, 2013