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Tat'yana is a farmer. Since 1998, she has been in engaged in growing grapes, sunflowers, barley, corn, and herbs. Her husband and two children help her to manage the farm. Her eldest son works as an agronomist. The development of the activities began with growing melons and watermelons on a plot of 40 hectares.

Tat'yana and her husband decided to buy the wire and posts for suspending young grapevines.

Her plans for the future: to build a greenhouse for growing early varieties of grape.

On a personal note: To finish building a house.

She needs your help to fund the wire and posts for the grapevines.
View original language description ↓
Татьяна - фермер. С 1998 года занимается выращиванием винограда, подсолнечника, ячменя, кукурузы, лекарственных трав.
Справляться по хозяйству ей помогает муж и 2-е детей, старший сын работает агрономом.
Развитие деятельности начиналось с выращивания дыни и арбуза на земельном участке площадью 40га.
Татьяна с мужем решила приобрести проволоку и столбики для подвязки молодого винограда.
В планах на будущие: поставить теплицу для выращивания ранних сортов винограда.
В личных планах: Достроить жилой дом.
Нуждается в вашей помощи для финансирования проволоки и столбиков для винограда.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,475 helped Tat'yana to purchase farming equipment.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Feb 24, 2013
Currency Exchange Loss:
Feb 20, 2015