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Mi Niño Jesus Iv Programa Group
In this Group: Giuliana, Patricia , Ricardo , Emma , Delia

Update on Mi Niño Jesus Iv Programa Group

Hello from Peru! May I introduce you to a group made up of five enterprising people with plenty of creativity for business: the members of the "Mi Niño Jesús de IV Programa" communal bank.

One of the members is Jacqueline, 32, a very persevering woman who makes a living selling clothing. She has a small area for selling clothes in her house. This business allows her to give her two children a better quality of life.

She will invest this loan in articles of clothing, such as shirts and blouses, which she will then sell. Jacqueline is happy with this loan and grateful to Kiva and Edaprospo for their trust in her.

With kind regards, she says goodbye, knowing that she will accomplish all of her goals.
View original language description ↓
Hola desde Perú,les presento a un grupo conformado por 5 personas emprendedoras y con mucha creatividad para los negocios. Así son las integrantes del grupo comunal “ mi niño Jesús de IV programa ” una de ellas es la Sra. Jacqueline de 32 años de edad es una señora muy empeñosa, y trabaja vendiendo ropa ya que tiene un pequeño local de venta de ropa en su casa y así poder darle una mejor calidad de vida a sus dos hijos. con el resiente prestamos lo invertirá en prendas de vestir como camisas y blusas para su posterior venta. la Sra. Jacqueline se siente contenta con el préstamo otorgado y agradecida con Kiva y Edaprospo por la confianza brindada con un cordial saludo se despide, sabiendo que cumplirá todos sus metas.

Previous Loan Details

Greetings from Peru! Emma is a member of the Mi Niño Jesús IV Programa. The group is comprised of five members who devote themselves to various business activities. Emma, age 27, is married and has two children. (One is ten years old, and the other is a newborn.) Emma is known for being a ... More from Mi Niño Jesus Iv Programa Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mi Niño Jesus Iv Programa Group's $2,450 loan helped a member to buy clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 4, 2013
Mar 1, 2013
Currency Exchange Loss:
Sep 17, 2013