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Virginia is a seafood vender. She has contributed to the economic development of her family for many [years]. She sells this kind of product in an itinerant fashion, going house to house. She needs a source of financing to distribute this product in different channels of distribution such as bars and restaurants in the city of Managua, and thus increase her earnings.

Before starting her business she was a cook at a tourist location in the city of San Rafael del Sur. She has a domestic partner and is the mother of two children, both school aged.
View original language description ↓
Doña virginia es comerciante de mariscos, por muchos ha contribuido al desarrollo económico de su familia.
La forma de comercializar este tipo de producto es de forma ambulante de casa en casa.
Necesita una fuente de financiamiento para distribuir este producto en diferentes canales de distribución como bares y restaurantes de la ciudad de Managua y de esta forma incrementar sus ingresos.
Antes de iniciar su negocio era cocinera de un lugar turístico del municipio de san Rafael del sur
Su estado civil es acompañada y madre de dos hijos, todos en edad escolar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Virginia to buy seafood, in general.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 18, 2013
Feb 23, 2013
Currency Exchange Loss:
Oct 17, 2013