A loan of $1,075 helped to repair and modify her farm to better maintain her crops.

Morayma Ofir De Rosario's story

Morayma is a woman who has overcome several obstacles throughout her life. She began to work on her parents' farm when she was very young, plowing the land and harvesting the fruits of the cultivated seeds. Now she is 52 years old and divorced, a situation which caused her to have fear in her life. However, she continued on and she now lives in the canton of Santo Domingo in the province of Santo Domingo de los Tsachilas.

Santo Domingo connects the Sierra region with the coastal region of Ecuador. The city has become a hub of commerce, with many sectors experiencing growth. As a testament to this, many enterprising families who started their small business a few years ago are now small business owners who give employment to the next generation. Studies reveal that the majority of businesses began empirically and have been embraced by tourists, entrepreneurs and travelers who go from one region to another. It is also the third most inhabited city in the country.

Morayma has had knowledge of agriculture since she was a girl, but she started her own business thirty years ago, a short time after finishing secondary school. She invests her entire day in the maintenance and sale of her crops. The difficulty she has had with growing her business is a lack of capital. However, through Fundación Alternativa she has found plenty of flexibility and concern for those who live in rural areas. This is why she decided to apply for a loan through the organization in order to buy supplies and tools which will help her maintain her farm in excellent conditions. This will keep her from losing crops, because on several occasions a lack of attention to the fields, the ground, the fences, and other elements has caused large quantities of fruit to be thrown away.

She hopes that with the improved maintenance that she will give to her land, her product will generate larger quantities and she will be able to have a better income. She will then be able to save a certain amount to settle her costs in her elderly years, when she is afraid that she will be alone with only the support from her work.

Morayma sends her greetings and gratitude to the Kiva lenders, who support the dreams of so many people in Latin America and in the world who have set off with their business ideas.

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Translated from Spanish by Kiva volunteer Amy Volz

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