Ivania has been a vendor of gold layered jewelry and general cosmetics for over 15 years, which has contributed significantly to her family.
Thanks to the good service that she gives her customers, she has grown as a small business owner, so that currently she needs financing to take care of some requests of her customers. She is a responsible person with aspirations for personal improvement.
Estimados señores, doña Ivania es comerciante de prendas de oro laminado y cosméticos en general desde hace quince años, con la que ha contribuido significativamente en su familia.
Gracias a la buena atención que ofrece a sus clientes ha crecido como microempresaria, por lo que en estos momentos necesita financiarse para atender algunos encargos de sus clientes.
Es una persona responsable y con deseos de superación personal.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.