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Robert is married and lives with his wife and two children who are his biggest priority. With the loan he plans to purchase new equipment which needs to be replaced, as his other equipment is old and deteriorating. He makes a living doing landscaping and gardening work. He has been working a number of years as a gardener and business is going well. For this reason he hopes to buy more equipment, take on more work, and, with better tools, be able to deliver a better finished product. He hopes to provide his family with a better quality of living. This is Robert's first loan from FUDECOSUR. He had not received previous loans from state banks, but FUDECOSUR has offered him this loan with better terms and a much lower interest rate.
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Robert, está casado, vive con su esposa y sus 2 hijos que son la mayor prioridad. El con el crédito va comprar una maquina que necesita cambiar, pues la otra ya está muy antigua y deteriorada. El se dedica a trabajar en el arreglo de jardines y chapeo de patios. El tiene ya varios años de trabajar como jardinero y le va muy bien por lo cual quiere aumentar la cantidad de maquinas para trabajar. El tiene pensado aumentar sus trabajos y con esta máquina dar un mejor acabado a sus trabajo. El quiere darle a su familia una mejor calidad de vida para su bienestar familiar. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 499.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Robert to purchase landscaping equipment.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 22, 2013
Currency Exchange Loss:
Nov 17, 2013