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Heghnar is from Marmarashen village and is involved in agriculture. She runs a farm, where she keeps two cows and two bulls, cultivates potatoes and wheat, and grows apple and pear trees. She gets milk and milk products from her cows, which she sells at local open markets.

Heghnar lives with her husband and their son, both of whom help her to run the farm. The family works hard to gather a good harvest and earn a high income.

The agricultural business is the sole financial income for Heghnar's family, so she would like to expand it. She has applied for this loan in order to purchase potato seeds as well as to buy forage for feeding the livestock. This will enable her to ensure good nutrition for the livestock and to cultivate more potatoes.

She hopes that this loan will give her an opportunity to expand her agricultural activity and ensure a better life for her son.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 141
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Heghnar to purchase potato seeds as well as to buy forage for feeding the livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 23, 2013
Currency Exchange Loss:
Mar 19, 2015