A loan of $175 helped to buy grocery goods to resell in her store.

Balkumari's story

Balkumari is 27 years old. She is married and has one child, age 3. In 2004, she established her grocery store business. Working 7 days a week and 12 hours a day, she supports her family. She has already received, and successfully repaid, two loans from Patan BPW. She used this third loan to buy grocery goods to resell in her store.

In the future, Balkumari plans to uplift the economic condition of her family. She thanks you for your support.

In the Kathmandu Valley, the small grocery store, called a pasal, is an important part of the local economy. Fresh produce, milk, and staples such as rice, lentils, and flour, are purchased daily for cooking in the home. Owners of small grocery stores use Kiva loans to increase their purchasing power and profit margins. By keeping inventory strong and purchasing in larger amounts, owners of these small stores are able to increase profitability. While a typical pasal might be no more than 100 square feet, they are always full of bargaining customers, incoming produce, and shrewd businesswomen.

Loan details

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Loan details