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Zareena, age 49, runs a tailoring business with her daughter, who is shown wearing the red stole. They have run their business for many years. They stitch clothes for people in their community and use the income to support the entire family.

Due to lack of availability of funds, Zareena finds that she is unable to meet with the daily demands of her customers. For this reason, this vigorous seamstress has requested a loan in the amount of Rs 40,000 from the Kashf Foundation. She intends to use her loan funds to buy spools of thread in different colors as well as packs of laces, zippers, and buttons. This investment will create a means of increasing revenue so that she will be able to generate a healthier source of income.

Zareena is in her fourth loan cycle. She is thankful to Kashf for its support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 247
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Zareena to buy spools of thread in different colors as well as packs of laces, zippers, and buttons.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Mar 1, 2013
Currency Exchange Loss:
Mar 21, 2014