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Nicole is a 32-year-old young woman. She lives with her spouse, who is a cook and their two children who are 3 and 5 in Lomé. Their oldest child attends school. After hairdresser school, Nicole opened her own hair salon. In addition to the beauty services, she also sells beauty products to her clients (hair extensions, hair straighten products, face powder). She buys the inventory in LOME and is requesting her first loan from WAGES to increase her available inventory. In the future, she would like to improve her family's standard of living by stabilizing her business throughout the year. She has been in business for about five years and has two people helping her manage the business.
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Nicole est une jeune dame de 32ans. Elle vit avec son conjoint cuisinier et leurs 02 enfants de 05 et 03ans à Lomé. L’ainé seul est scolarisé. Après sa formation en coiffure, Nicole a ouvert son atelier de coiffure dans lequel il sert ses clients. En plus du service qu’elle offre à ses clients, elle vend aussi des produits de beauté (mèches, défrisant, poudre pour visage et autres). Ses achats se font à LOME et elle sollicite son premier crédit à WAGES pour renforcer son stock de marchandises. Comme perspectives d’avenir, elle veut améliorer le niveau de vie de la famille tout en rendant pérenne son activité. Il est à préciser qu’elle a une ancienneté de 05ans et que 02 personnes lui prêtent main forte dans l’exécution de son activité.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $9,000,575
    Funds lent in using Kiva
  • 494.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD