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Mariama, age 27, started up her provisions business in 2005 with the help of her husband directly after their marriage. Working seven days a week and 12 hours a day, she earns about Le 1,227,000 every month from this venture. She learned the business from her mother. She is hard-working and competitive. She cites heavy competition as her primary business challenge.

The tribe into which Mariama was born does not value the education of girls, so she herself did not have the opportunity to go to school. She has no children of her own but has two dependents who live with her because they are her sister's children. They help her with her domestic work. She ensures that both the children attend school.

Mariama is requesting a loan in the amount of Le 4,000,000. She will use her loan funds to purchase powdered milk, sugar, Ovaltine, mayonnaise, biscuits, and black mint. In the future, Mariama plans to expand her business and she is looking forward to eventually accessing additional loans in order to accomplish this.

She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 45
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 4,326.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Mariama to purchase powdered milk, sugar, Ovaltine, mayonnaise, biscuits, and black mint to offer for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 23, 2013
Currency Exchange Loss:
Aug 17, 2013