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Dinara is a 33-year-old married mother of four school-aged children. She has provided her family's main source of income by working in animal husbandry for the past 12 years. She started her business with an initial investment of 50,000 som and today she has four dairy cows and eight sheep. Her monthly income from the sale of milk and other dairy products is 11,000 som.

With the goal of future business development, Dinara turned to Bai Tushum and Partners for a 80,000 som loan to purchase cattle in order to increase her income. She plans to invest the additional income for future improvements on her farm and for purchasing a home.
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Динаре 33 года, замужем, воспитывает 4 детей - школьников. Динара в качестве основного источника дохода для своей семьи 12 лет назад начала заниматься животноводством. Начав этот бизнес с суммы в 50,000 сом (KGS), на сегодняшний день в хозяйстве Динары имеется 4 дойной коровы, 8 овцематок, выручка с продажи молока и молочных продуктов составляет 11,000 сом в месяц. В целях дальнейшего развития своего бизнеса, Динара обратилась в банк «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку скота с целью увеличения надоев. Доходы от кредита Динара планирует вложить в дальнейшее увеличение хозяйства и покупка дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 47.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Dinara to purchase more cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Feb 23, 2013
Currency Exchange Loss:
Sep 17, 2014