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Rat's Group
In this Group: Rat, Putt, Mao
Living in a wooden house located in the Moung Russey district of Battambang province, Rat is 31 and married. She has three children, two of whom are too young for school, while the remaining one is in school.

To make a living, she and her husband have been farming rice on a two-hectare of farmland for five years, and they supplement the family’s income by working as paid workers in the local area. The current business earns them about 16,000 KHR daily; they manage to save about 10,600 KHR each day for future needs.

This is the second micro loan for Rat. She has repaid the previous loan, which has helped increase her standard of living. She is leading her group of three to request a loan with VisionFund.

As the leader, she wants to use her portion to buy fertilizer, pesticides, and seeds for her farmland; she will use a portion to pay for labor. With this loan, she hopes to grow her business and earn a larger income to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 91
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rat's Group's $625 loan helped a member to buy fertilizer, pesticides, and seeds for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 23, 2013
Mar 1, 2013
Currency Exchange Loss:
Feb 19, 2014