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Hadi Group
In this Group: Mariam, Hiba, Hayat
Mariam is the featured borrower of the Hadi loan group. She and her fellow group members joined together to apply for a youth loan from Kiva partner Al Majmoua because they have always been friends and neighbors. Mariam is pictured on the left.

Mariam, age 20 and unmarried, is a teacher. She has been teaching for one year now in order to make her living, cover her basic necessities, and pay for her educational needs. She is applying for a loan for the first time from Al Majmoua in order to pay additional university fees.

Hiba, age 26, is pictured in the middle. She works in a library in order to supplement her husband's income in supporting the family. They have two children. Their daughter Nouri is a year and a half old and their son Hadi is three years old. With her loan funds, she will have necessary maintenance performed on her kitchen ceiling. This will keep her house safe to live in.

Hayat, age 22 and unmarried, has worked in a clothing sales shop for the past two years. She will use her loan funds to purchase necessary medication.

Additional Information

More information about this loan

This loan is helping support a borrower who is under age 30. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 36
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Hadi Group's $1,500 loan helped a member to pay for her university fees.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Feb 23, 2013
Currency Exchange Loss:
Nov 17, 2013