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Artur, age 28, is a young farmer from the village of Akhuryan. He cultivates wheat and potatoes on his farmland, works hard to gather a good harvest, and sells the produce at local markets to earn an income. He and his wife have a young son.

Artur has applied for this loan in order to purchase fertilizer for his potato cultivation. It is very difficult for him to cover his family's daily costs while at the same time paying essential farming costs. This is why this loan is very important for Artur, allowing him to be able to gather a good harvest and earn a higher income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 142
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Artur to purchase fertilizer for his potato cultivation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 23, 2013
Currency Exchange Loss:
Jun 17, 2013