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Gulmira is 54 years old and the mother of four adult children who now live on their own. She has been involved in animal husbandry and agriculture since 1995, and this activity represents the main source of income for her family. Having started in this field with a capital of 5,000 som (KGS), she now makes about 8,000 som (KGS) a month from the sale of dairy products.

In order to further develop her business, Gulmira has turned to Bai Tushum & Partners for a loan of 25,000 som (KGS). She will use this loan to buy seven sheep (ewes). She plans to invest the revenues from her loan into further expanding her business.
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Гулмире 54 года, мать 4 детей. Дети Гульмиры взрослые и самостоятельные. Гулмира в качестве основного источника дохода для своей семьи, с 1995 года занимается животноводством и полеводством, начав этот бизнес с суммы 5,000 сом (KGS). На сегодня хозяйство Гулмиры приносит около 8,000 сом (KGS) в месяц с продажи молочных продуктов. В целях дальнейшего развития своего бизнеса, Гулмира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 25,000 сом (KGS) на покупку 7 голов овцематок. Доходы от кредита Гулмира планирует вложить в дальнейшее увеличение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Gulmira to purchase 7 sheep.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Feb 22, 2013
Currency Exchange Loss:
Sep 17, 2013