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Rakhat is 41 years old, a widow and is raising 5 children. The oldest is a 21-year-old daughter. Since the sudden death of her husband in 2009, Rakhat has worked selling women's clothing. She started her business with 20,000 KGS. Now, thanks to her hard work and strong character, she has many clients. Each month, her income is around 20,000 KGS. In order to further develop her business, she has turned to Bai Tushum and Partners for a loan of 50,000 KGS to buy women's spring and summer clothing. She currently doesn't have the variety or inventory to increase her profits. The loan from Kiva and Bai Tushum will help her. With the new profits, Rakhat plans to pay her daughter's university tuition.
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Рахат 41 лет, вдова, воспитывает 5 детей. Старшая из детей дочка ей 21 год. После скоропостижной смерти мужа, Рахат с 2009 года занимается торговлей женской одежды. Начав этот бизнес с 20,000 KGS. Благодаря упорному труду и хорошего характера Рахат наработала много постоянных клиентов. Ежемесячная прибыль составляет около 20,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Рахат обратилась в компанию «Бай–Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку весенне-летних вещей для женщин. Для того что бы увеличить доходы ей не хватает ассортимента и количества товара. Кредит от КИВА и Бай Тушум сможет ей помочь увеличить доходы. Доходы от кредита Рахат планирует направить на оплату за обучения дочерей в университете.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Rakhat to purchase spring-summer clothes for resale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 22, 2013
Currency Exchange Loss:
Sep 17, 2013